Best Savings Accounts 2024 Up To 12% And 3%. Western alliance ( 4.70% apy), ufb portfolio savings (4.83% apy), barclays (1 to 4.80% apy), cloudbank247 (4.65% apy), upgrade (4.69%). Best for direct deposits of $5k or more:

16, 2024, the national average rate for savings accounts was 0.46%, according to the fdic. Discover the best high yield savings accounts of [auto_date format=year].