Best Cd Rates 2024 6 Months Cd Rates. Currently, the best cd rates range from 4.30 percent apy to 5.00 percent apy. But you may be able to find better deals by shopping around.

Cd rates are rarely the exact same between any two banks, so you should comparison shop when looking for a new account. Take advantage of interest rates up to 5% apy while you still can.